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SWIFT Bank transfers

For those who live outside of the SEPA zone, the SWIFT payment method allows for higher spending limits, a safer way to pay, and the best part - you'll save money in fees!*

What is it?

The SWIFT payment network is a global messaging system that facilitates secure international wire transfers. 

How does it work?

When you initiate a bank transfer using this method, your bank first debits your account for the transaction amount and sends a message over the SWIFT network to the receiving bank, who then credits the receiver's account.

All SWIFT payments must be made in the same currency chosen at the beginning of your order (GBP or USD).
Please bear in mind the coin rate will only be locked in once we have received your funds.

1. Choose payment method

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2. Review the terms

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3. Initiate the transfer

  • Log into your own online banking system or visit your bank branch and initiate a SWIFT transfer in the amount of your order. Enter the provided bank details when selecting the recipient. In the notes section of your transfer, enter the order number (BBT*******) for reference.
  • Once the transfer has been successfully completed and we have received your funds, the cryptocurrency rate will be locked.
The bank account used must be yours and must be held in your name. Coinmama also does not accept third-party or corporate bank account transfers.
SWIFT payments made from a bank account outside of the UK must be made in USD.
Click here to see how long the transfer should take and here to view common mistakes that may result in delays.

1. Choose payment method

If you have a UK bank account, choose the Faster Payments option. Your transfer should reach our bank within a few hours up to 24 hours at most. The rate will be locked only when the payment is received in our bank account. Until then the rate may change.

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2. Review the terms

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3. Initiate the transfer

        • Log into your own online banking system or visit your bank branch and initiate a SWIFT transfer in the amount of your order. Enter the provided bank details when selecting the recipient. In the notes section of your transfer, enter your order number as a reference. (eg: BBT*******)
        • Once the transfer has been successfully completed and we have received your funds, the cryptocurrency rate will be locked.

The bank account used must be yours and must be held in your name. Coinmama does not accept third-party or corporate bank account transfers.

Find out how long the transfer should take and click here to view common mistakes that may result in delays.

 

4. Confirm your wallet

If you don't have 2FA enabled, head over to your email inbox, read the message carefully, and click the link in the wallet confirmation email if the information is correct.

Once you have confirmed your wallet, we usually send the coins within an hour, and you'll be able to see them as soon as the Blockchain has confirmed the transaction - this may take another 10 minutes or longer, depending on the amount of traffic on the Blockchain Network at the given time.

Your coins will be sent out only after you've confirmed your wallet address via email.

To read more about Blockchain confirmations and how they work, click here. To see the average confirmation time, check out this graph.

*Compared to non-bank transfer payment methods

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