Placing an order with a bank transfer is the most secure payment method, has higher limits than credit card orders, and the best part - you'll save money in fees! Orders placed with a bank card need to be handled by our card processors and are usually completed within 10-15 minutes. This is why they are subject to a momentum fee of 5%, which is added on top of the original order amount.
Bank transfers may take anywhere from 24 hours to 5 business days (Monday through Friday and working-holidays) to reach us, depending on where your bank account is located in the world:
- SEPA transfers typically take up to 24 hours, and SEPA Instant Credit Transfers (SEPA ICT) are instant.
- Faster Payments (UK-SWIFT) transfers typically take up to 24 hours
- SWIFT (Global) transfers may take anywhere from 3-5 business days
- FedWire (USD) transfers take 1-2 business days to reach us on average.
Why transfers may be delayed
- Before initiating a bank transfer, make sure that you don't make any of these common mistakes.
- Banks intentionally slow-down outbound wire transfers as a precautionary measure against fraud. For this same reason, many banks will also hold incoming funds for a few days before releasing them to the beneficiary's account.
- The specific route that your transfer will take before the funds are deposited into our bank account depends on a number of factors, and the process isn't exactly straight forward. Most international bank transfers (outside of the SEPA zone) are made possible by the SWIFT network, which is a secure global messaging network used by banks to correspond with one another.